- Abedifar, P., Molyneux, P., & Tarazi, A. (2018). Non-interest income and bank lending. Journal of Banking & Finance, 87, 411-426.
- Abu Khalaf, B., Awad, A. B., & Ellis, S. (2024). The impact of non-interest income on commercial bank profitability in the Middle East and North Africa (MENA) region. Journal of Risk and Financial Management, 17(3), 103.
- Aghaei Chadegani, A., & Bekhradinasab, V. (2018). The effect of non-interest income on risk and profitability (Case study: Comparative study of financially sound banks and banks at risk). Quarterly Studies in Islamic Banking and Banking Management, 4, 103-140 (In Persian).
- Al-Tarawneh, A., Abu Khalaf, B. K., & Al Assaf, G. (2017). Noninterest income and financial performance at Jordanian Banks. International Journal of financial research, 8(1), 166-171
- Andrzejuk, K. (2017). Non-interest income and profitability in private banking. Evidence from Liechtenstein. International Journal of Synergy and Research, (6).
- Antao, S., & Karnik, A. (2022). Bank performance and noninterest income: evidence from countries in the Asian region. Asia-Pacific Financial Markets, 29(3), 477-505.
- Aslanidis, N. & Xepapadeas, A. (2006). Smooth transition pollution–income paths. Ecological Economics, 57(2),182-189.
- Asongu, S. A., & Odhiambo, N. M. (2019). Testing the quiet life hypothesis in the African banking industry. Journal of Industry, Competition and Trade, 19, 69-82.
- Bacon, D. W. & Watts D.G. (1971). Estimating the transition between two intersecting straight lines, Biometrika, 58, 525–534.
- Coccorese, P., & Misra, B. S. (2022). Market power and efficiency of Indian banks: does the “quiet life” hypothesis hold?. Managerial Finance, 48(6), 953-983.
- Demsetz, H. (1973). Industry structure, market rivalry, and public policy. The Journal of Law and Economics, 16(1), 1-9.
- Dzingirai, C., & Dzingirai, M. (2024). Threshold effect of non-interest income disaggregates on commercial banks’ financial performance in Zimbabwe. Heliyon, 10(10).
- Dzingirai, M., & Baporikar, N. (2023). Role of microfinance for entrepreneurial success. In Research Anthology on Microfinance Services and Roles in Social Progress(pp. 193-210). IGI Global.
- Eggoh, J., Dannon, H., & Ndiaye, A. (2021). Analysis of the quiet life hypothesis implications in the WAEMU banking sector. African Development Review, 33(3), 533-545.
- Emongor, E., Musau, S., & Mwasiaji, E. (2020). Non-Interest Income and Insolvency Risk of Commercial Banks in Kenya. Journal of Finance and Accounting, 4(5), 41-54.
- Eslamzadeh, O., & Habibi, R. (2014). Studying the effect of business cycle and income diversification on capital buffer and credit risk of banks listed on Tehran Stock Exchange. Accounting and Management Perspective, 5(77), 93-75 (In Persian).
- Farhang, A. A., Asna Ashari, Abolghasem, Abolhasani, A., Ranjbarfalah, M. R., & Biabani, J. (2016). Non-interest income, risk and profitability in the banking industry. Economic Modeling, 10 (35), 70-47 (In Persian).
- Fender, J. (2020). Beyond the efficient markets hypothesis: Towards a new paradigm. Bulletin of Economic Research, 72(3), 333-351.
- Fok, D., Horváth, C. Paap, R. & Franses, Ph.H. (2004). A Hierarchical Bayes Error Correction Model to Explain Dynamic Effects of Promotions on Sales. unpublished manuscript, Erasmus University Rotterdam.
- Ghosh, A. (2020). Discerning the impact of disaggregated non-interest income activities on bank risk and profits in the post-Gramm-Leach-Bliley Act era. Journal of Economics and Business, 108, 105874.
- Gonzalez, A.; Terasvirta, T. & Van Dijk, D. (2005). Panel Smooth Transition Regression Models. SEE/EFI Working paper Series in Economics and Finance, (604), 1-33.
- Granger, C.W. & Terasvirta, T. (1993). Modelling Non Linear Economic Relationships, Oxford University Press.
- Homma, T., Tsutsui, Y., & Uchida, H. (2014). Firm growth and efficiency in the banking industry: A new test of the efficient structure hypothesis. Journal of Banking & Finance, 40, 143-153.
- Ikeda, N., Inoue, K., & Watanabe, S. (2018). Enjoying the quiet life: Corporate decision-making by entrenched managers. Journal of the Japanese and International Economies, 47, 55-69.
- Isshaq, Z., Amoah, B., & Appiah-Gyamerah, I. (2019). Non-interest income, risk and bank performance. Global Business Review, 20(3), 595-612.
- Khan, H. H., Kutan, A. M., Naz, I., & Qureshi, F. (2017). Efficiency, growth and market power in the banking industry: New approach to efficient structure hypothesis. The North American Journal of Economics and Finance, 42, 531-545.
- Kiptum, T. K., Koske, N., & Limo, P. (2021). Effects of Income Diversification and Financial Performance of Kenyan Commercial Banks. Journal of Economics, Finance and Management Studies, 4(08).
- Kohler, M. (2015). Which banks are more risky? The impact of business models on bank stability. Journal of financial stability, 16, 195-212.
- Lee, C. C., Yang, S. J., & Chang, C. H. (2014). Non-interest income, profitability, and risk in banking industry: A cross-country analysis. The North American Journal of Economics and Finance, 27, 48-67.
- Liem, M. C. (2019). Quiet life hypothesis reborn: is “holdinglisation” relevant?. Managerial Finance, 45(2), 278-293.
- Mehzabin, S., Shahriar, A., Hoque, M. N., Wanke, P., & Azad, M. A. K. (2023). The effect of capital structure, operating efficiency and non-interest income on bank profitability: new evidence from Asia. Asian Journal of Economics and Banking, 7(1), 25-44.
- Minh, S., & Thanh, T. (2020). Analysis of the impact from non-interest income to the operational efficiency of commercial banks in Vietnam. Management Science Letters, 10(2), 455-462.
- Mutuma, J., & Mungatu, J. K. (2016). Effects of non-interest income on the aversion of systemic risks of commercial banks in Kenya. European Journal of Business and Social Sciences, 5(7), 144-158.
- Obadiaru, E. D., & Ogunyemi, A. E. (2024). The Effect of Interest and Non-Interest Income on the Profitability of Banks in Nigeria. International Journal of Research Publication and Reviews, 5(2), 317-322.
- Omet, G. (2019). Income diversification and bank performance: The Jordanian case. Journal of Business Economics and Finance, 8(1), 28-37.
- Ozili, P. K. (2017). Bank earnings management and income smoothing using commission and fee income: A European context. International journal of managerial finance, 13(4), 419-439.
- Phan, T. T. H., Pham, A. H. T., Le, H. A., & Lam, T. B. N. (2023). The impact of non-interest income on the performance of commercial banks in the ASEAN region. Journal of Risk and Financial Management, 16(1), 18.
- Shahchera, M., & Jawzdani, N. (2016). Income diversification and profitability in the country's banking network. Quarterly Journal of Financial and Economic Policies, 4(14), 52-33 (In Persian).
- Singh, K., Upadhyay, Y., Singh, S., & Singh, A. (2016). Impact of non-interest income on risk and profitability of banks in India. In Annual International Seminar Proceedings(Vol. 17, pp. 997-1007).
- Stanley, L. W. & Willy M. M. (2023). Non-Interest Income and Financial Performance of Listed Commercial Banks in Kenya. American Based Research Journal, 12, 1–11.
- Sun, L., Wu, S., Zhu, Z., & Stephenson, A. (2017). Noninterest income and performance of commercial banking in China. Scientific Programming, 2017(1), 4803840.
- Teece, D. J. (2018). Dynamic capabilities as (workable) management systems theory. Journal of Management & Organization, 24(3), 359-368.
- Teece, D., & Leih, S. (2016). Uncertainty, innovation, and dynamic capabilities: An introduction. California management review, 58(4), 5-12.
- Teece, D.J., Pisano, G. & Shuen, A. (1997). Dynamic capabilities and strategic management. Strategic Management Journal, 18 (7), 509–533.
- Williams, B. (2016). The impact of non-interest income on bank risk in Australia. Journal of Banking & Finance, 73, 16-37.
- Yahaya, O. A., & Awen, B. I. (2020). Bank-specific attributes and operational efficiency: Evidence from efficient-structure hypothesis. Journal of Business and Social Review in Emerging Economies, 6(3), 1087-1098.
|
