- ابوالحسنی، اصغر، ندری، کامران، بیابانی، جهانگیر و اخلاقی فیض آثار، هادی (1393). بانکداری الکترونیکی و ثبات تقاضای پول در ایران: مدل راه گزینی ماکوف. تحقیقات مدلسازی اقتصادی، 15، 94-73.
- ادیبپور، مهدی و الهامی، مریم (1394). تأثیر نااطمینانی نرخ ارز بر تقاضای پول در ایران. دوفصلنامه اقتصاد پولی مالی، 22(10)، 122-105.
- اشرف گنجویی، رضا، اکبری فرد، حسین و ماشین چی، ماشاالله (1401). کاربرد مدل رگرسیون خطی با ضرایب فازی متقارن و نا متقارن برای تابع تقاضای پول در اقتصاد ایران. نظریه های کاربردی اقتصاد، 9(1)، 239-270.
- التجایی، ابراهیم (1394). تحلیل تاریخی از تعاریف انباشت‌های پولی در ارتباط با نوآوری‌های مالی. فصلنامه سیاست‌های مالی و اقتصادی، 3(12)، 56-29.
- آشنا، ملیحه (1399). اثرات متقارن و نامتقارن نااطمینانی اقتصادی برتقاضای پول در ایران. بررسی مسائل اقتصاد ایران، 13، 27-3.
- تاری، فتح‌اله و شاپوری، عبدالرضا (1391). اثر توسعه ابزارهای پرداخت الکترونیکی بر تقاضای پول. فصلنامه پژوهش‌های اقتصادی ایران، 51، 19-1.
- خلیلی عراقی، عباسی نژاد، حسین و گودرزی فراهانی، یزدان (1392). برآورد تابع تقاضای پول در ایران با رویکرد مدلهای تصحیح خطا و همجمعی. دوفصلنامه اقتصاد پولی مالی، 20(5)، 1-26.
- دانش جعفری، داود، بهرامی، جاوید و رعی دهقی، مجتبی (1395). بررسی اثر حجم تراکنش های الکترونیکی بر تقاضای اسکناس و مسکوک و حجم پول. روند، 73، 35-15.
- دهمرده، نظر و روشن، رضا (1388). بررسی تأثیر نااطمینانی اقتصادی بر تقاضای پول: مطالعه موردی ایران. تحقیقات اقتصادی، 44(3)، 93-68.
- زوارئیان کچومثقالی، منصوره، هژبر کیانی، کامبیز و معمارنژاد، عباس (1399). اثر ابزارهای پرداخت الکترونیکی بر تقاضای پول در کشورهای در حال توسعه (مطالعه موردی ایران). اقتصاد مالی، 14(50)، 210-191.
- شهرستانی، حمید و شریفی رنانی، حسین (1387). تخمین تابع تقاضای پول و بررسی ثبات آن در ایران. تحقیقات اقتصادی، 43(2)، 27-1.
- مصطفوی، سید مهدی و یاوری، کاظم (1387). تخمین تابع تقاضای پول با استفاده از سریهای زمانی و همجمعی در اقتصاد ایران 1367-1383. دانش و توسعه، 20، 145-125.
- مظهری، رضا (1394). نااطمینانی تقاضای پول در ایران. پژوهشنامه اقتصاد کلان، 10(20)،100-131.
- نوری، سمیرا، دل انگیزان، سهراب و سهیلی، کیومرث (1401). نقش فناوری‌های نوین مالی (فین تک ها) بر مصارف‌پایه‌پولی در ایران. اقتصاد پولی مالی، 29، 157-116.
- Abolhasani, A., Nadari, K., Biabani, J., & Akhlaghi Faiz Asar, H. (2014). Electronic banking and the stability of money demand function: Markov Switching Vector Auto Regression Model. Jemr, 5(15), 73-94 (In Persian).
- Abor, J.Y., Amidu, M., & Issahaku, H. (2018), Mobile telephony, financial inclusion and inclusive growth. Journal of African Business, 19(3), 430-453.
- Adibpour, M., & Elhami, M. (2015). The Impact of Exchange Rate Uncertainty on the Demand for Money in Iran. Monetary & Financial Economics, 22(10), 105-122 (In Persian).
- Allen, F., & Gale, D. (2000). Financial contagion. Journal of political economy, 108(1), 1-33.
- Arango, S., & Nadiri. M. (1981). Demand for Money in Open Economies. Journal of Monetary Economics, 7(1), 69–83.
- Ashena, M. (2020). Symmetric and Asymmetric Effects of Economic Uncertainty on Money Demand in Iran. Journal of Iranian Economic Issues, 7(1), 3-27 (In Persian).
- Ashraf Ganjoee, R., Akbari fard, H., & Mashinchi, M. (2022). Application of Linear Aegression Model with Symmetric and Assymmetric Fuzzy Coefficients for Money Demand Function in Iran Economy. Quarterly Journal of Applied Theories of Economics, 9(1), 239-270 (In Persian).
- Asteriou, D., Hall, S.G. (2006). Applied Econometrics: A Modern Approach. Palgrave Macmillan, New York.
- Avgerou, C. (1998). How can IT enable economic growth in developing countries?. Information Technology for Development, 8(1), 15-28.
- Bahmani-Oskooee, M., & Maki Nayeri, M. (2020). Policy uncertainty and the demand for money in the United Kingdom، Are the effects asymmetric. Economic Analysis and Policy, 66(3), 76–84.
- Barnett, W.A. Ghosh, T., & Adil, M.H. (2022). Is money demand really unstable? Evidence from Divisia monetary aggregates. Economic Analysis and Policy, 74, 606-622.
- Barth, J., Caprio, G. & Levine, R. (2008). Bank Regulations are Changing: For Better or Worse?. Comp Econ Stud, 50, 537–563.
- Baumol, W. J. (1952). The transactions demand for cash، An inventory theoretic approach. Quarterly journal of Economics, 66(4), 545-556.
- Breusch, T. S., & Pagan, A. R. (1980). The Lagrange multiplier test and its applications to model specification in econometrics. The review of economic studies, 47(1), 239-253.
- Chien, M. S., Cheng, C. Y., & Kurniawati, M. A. (2020). The non-linear relationship between ICT diffusion and financial development. Telecommunications Policy, 44(9), 102023.
- Civcir, I. (2003). Money Demand, Financial Liberalization and Currency Substitution in Turkey. Journal of Economic Studies, 30 (5), 514–534.
- Columba, F. (2009). Narrow money and transaction technology: New
disaggregated evidence. Journal of Economics and Business, 61, 312–325.
- Comin, D., & Nanda, R. (2019), Financial development and technology diffusion, IMF Economic Review, 67(2), 395-419.
- Dahmardeh, N., & Roshan, R. (2010). Investigation of Economic Uncertainty Effect on Money Demand: Case Study of IRAN. Journal of Economic Research (Tahghighat- E- Eghtesadi), 44(3), 68-93 (In Persian).
- Danesh Jafari, D., Bahrami, J., & Rai Dehaghi, M. (2015). Investigating the effect of the volume of electronic transactions on the demand for banknotes and coins and the volume of money. Trend quarterly, 73, 15-35 (In Persian).
- Demirguc-Kunt, A., & Levine, R. (1996). Stock market development and financial intermediaries: stylized facts, World Bank Economic Review, 10 (2), 291-321.
- Demirgüç-Kunt, A., & Klapper, L. F. (2012). Measuring financial inclusion: The global findex database. World bank policy research working paper, (6025).
- Demetriades, P., & Law, S. H., (2006). Finance, Institutions and Economic Growth. International Journal of Finance and Economics, 11(3), 245-260.
- Ditzen, J. (2021). Estimating long-run effects and the exponent of cross-sectional dependence: An update to xtdcce2. The Stata Journal, 21(3), 687-707.
- Eltejaei, E. (2016). A Historical Analysis of Monetary Aggregates Definition Related to Financial Innovations. Quarterly Journal of Fiscal and Economic Policies, 3(12), 29-56.
- KULJANIC, N., & QUAGLIO, G. (2015). ICT in the developing world.
- Friedman, M. (1989). Quantity theory of money. In Money (pp. 1-40). London: Palgrave Macmillan UK.
- Gans, J.S. & King, S.P. (2003). The neutrality of the interchange fees in the payment systems, Topics in Economic Analysis & Politics, 3(1), 1-16.
- Harb, N. (2004). Money Demand Function: A Heterogeneous Panel Application. Applied Economics Letters, 11 (9), 551–555.
- Hernando, I., & Nieto, M. J. (2007). Is the Internet delivery channel changing banks’ performance? The case of Spanish banks. Journal of Banking & Finance, 31(4), 1083-1099.
- Hughes, N., & Lonie, S. (2007). M-PESA: mobile money for the “unbanked” turning cellphones into 24-hour tellers in Kenya. Innovations, 2(1-2), 63-81.
- Jack, W., & Suri, T. (2011). Mobile money: The economics of M-PESA (No. w16721). National Bureau of Economic Research.
- Kao, C. (1999). Spurious regression and residual-based tests for cointegration in panel data. Journal of Econometrics, 90, 1, 1-44.
- Keynes, J. M. (1936). The General Theory of Employment Terest and Money. Macmillan and Company.
- Khalili Araghi, M., Abbasinejad, H., & Gudarzi Farahani, Y. (2013). Estimation of Money Demand Function in Iran with Cointegration and Error Correction Models Approach. Monetary & Financial Economics, 20(5), 1-26 (In Persian).
- King, R. G., & Levine, R. (1993). Finance, entrepreneurship and growth. Journal of Monetary economics, 32(3), 513-542.
- Kpodar, M. K., & Andrianaivo, M. (2011). ICT, financial inclusion, and growth: Evidence from African countries. International Monetary Fund.
- Lashitew, A. A., Van Tulder, R., & Liasse, Y. (2019). Mobile phones for financial inclusion: What explains the diffusion of mobile money innovations?. Research Policy, 48(5), 1201-1215.
- Lee, J. W. (2011, July). Empirical evidence of causality between information communications technology and economic growth in China, Japan and South Korea. In Proceedings of the 11th International Decision Sciences Institute and the 16th Asia-Pacific Decision Sciences Institute Joint Meeting.
- Levine, R. (2005). Finance and Growth: Theory and Evidence. Handbook of Economic Growth, 1.
- Marszk, A., & Lechman, E. (2019). New technologies and diffusion of innovative financial products: Evidence on exchange-traded funds in selected emerging and developed economies. Journal of Macroeconomics, 62, 103064.
- Mazhari, R. (2015). Uncertainty of Money Demand in Iran (1990-2010). Macroeconomics Research Letter, 10(20), 5-5 (In Persian).
- Mishkin, F. S. (2007). The economics of money, banking, and financial markets. Pearson education.
- Mostafavi, M., & Yavari, K. (2007). Estimation of money demand function using time series and co-aggregation in Iran economy. Monetary & Financial Economics, 14(20), 125-145 (In Persian).
- Munyegera, G. K., & Matsumoto, T. (2018). ICT for financial access: Mobile money and the financial behavior of rural households in Uganda. Review of Development Economics, 22(1), 45-66.
- Noori, S., Delangizan, S., & Sohaili, K. (2022). The Role of new Financial Technology (Finteches) on Monetary Base Usages in Iran. Monetary & Financial Economics, 29(24), 116-157 (In Persian).
- Ozturk, I., & Acaravci, A. (2008). The demand for money in transition economies. Romanian Journal of Economic Forecasting, 2(2008), 35-43.
- Pedroni, P. (2004). Panel cointegration: asymptotic and finite sample properties of pooled time series tests with an application to the PPP hypothesis. Econometric theory, 20(3), 597-625.
- Pesaran, M. H. (2007). A simple panel unit root test in the presence of cross‐section dependence. Journal of applied econometrics, 22(2), 265-312.
- Pesaran, M. H. (2004). General diagnostic tests for cross section dependence in panels. Cambridge Working Papers. Economics, 1240(1), 1.
- Pesaran, M. H., Shin, Y., & Smith, R. P. (1999). Pooled mean group estimation of dynamic heterogeneous panels. Journal of the American statistical Association, 94(446), 621-634.
- Pesaran, M. H., & Shin, Y. (1995). An autoregressive distributed lag modelling approach to cointegration analysis (Vol. 9514, pp. 371-413). Cambridge, UK: Department of Applied Economics, University of Cambridge.
- Pesaran, M. H., & Smith, R. (1995). Estimating long-run relationships from dynamic heterogeneous panels. Journal of econometrics, 68(1), 79-113.
- Pradhan, R. P., Arvin, M. B., Hall, J. H., & Bennett, S. E. (2018). Mobile telephony, economic growth, financial development, foreign direct investment, and imports of ICT goods: the case of the G-20 countries. Economia e Politica Industriale, 45, 279-310.
- Pradhan, R. P., Arvin, M. B., Norman, N. R., & Bahmani, S. (2020). The dynamics of bond market development, stock market development and economic growth: Evidence from the G-20 countries. Journal of Economics, Finance and Administrative Science, 25(49), 119-147.
- Roussel, Y., Ali, A., & Audi, M. (2021). Measuring the money demand in Pakistan: a time series analysis. Bulletin of Business and Economics (BBE), 10(1), 27-41.
- Saba, C. S., Ngepah, N., & Odhiambo, N. M. (2023). Information and Communication Technology (ICT), Growth and Development in Developing Regions: Evidence from a Comparative Analysis and a New Approach. Journal of the Knowledge Economy, 1-49.
- Sahay, M. R., Cihak, M., N'Diaye, M. P., Barajas, M. A., Pena, M. D. A., Bi, R., ... & Yousefi, M. R. (2015). Rethinking financial deepening: Stability and growth in emerging markets. International Monetary Fund.
- Salahuddin, M., & Gow, J. (2016). The effects of Internet usage, financial development and trade openness on economic growth in South Africa: A time series analysis. Telematics and Informatics, 33(4), 1141-1154.
- Samargandi, N., Al Mamun, M., Sohag, K., & Alandejani, M. (2019). Women at work in Saudi Arabia: Impact of ICT diffusion and financial development. Technology in Society, 59, 101187.
- Shahrestani, H., & Sharifi Renani, H. (2008). Demand for money and it's stability in Iran. Journal of Economic Research (Tahghighat- E- Eghtesadi), 43(2), 1-27 (In Persian).
- Sriram, M. S. S. (1999). Survey of literature on demand for money: theoretical and empirical work with special reference to error-correction models.
- Sehrawat, M., & Giri, A. K. (2016). Panel data analysis of financial development, economic growth and rural-urban income inequality: Evidence from SAARC countries. International Journal of Social Economics, 43(10), 998-1015.
- Shamim, F. (2007). The ICT environment, financial sector and economic growth: a cross‐country analysis. Journal of economic studies, 34(4), 352-370.
- Svirydzenka, K. (2016). Introducing a new broad-based index of financial development.
- Tari, F., & Shapouri, A. (2012). Effect of Developing Electronic Payment Instruments on Money Demand. Iranian Journal of Economic Research, 17(51), 1-19 (In Persian).
- Tobin, J. (1958). Liquidity preference as behavior towards risk. The review of economic studies, 25(2), 65-86.
- Verma, A., & Giri, A. K. (2022). ICT diffusion, financial development, and economic growth: Panel evidence from SAARC countries. Journal of Public Affairs, 22(3), e2557.
- Verma, A., Giri, A. K., & Debata, B. (2022). ICT diffusion, women empowerment, and sustainable development in SAARC countries. Journal of Economic and Administrative Sciences.
- Verma, A., Dandgawhal, P. S., & Giri, A. K. (2023). Impact of ICT diffusion and financial development on economic growth in developing countries. Journal of Economics, Finance and Administrative Science, 28(55), 27-43.
- Vermunt, J. K., & Magidson, J. (2005). Factor analysis with categorical indicators: A comparison between traditional and latent class approaches. In New developments in categorical data analysis for the social and behavioral sciences (pp. 41-62). Psychology Press.
- Wieser, C., Bruhn, M., Kinzinger, J. P., Ruckteschler, C. S., & Heitmann, S. (2019). The impact of mobile money on poor rural households: Experimental evidence from Uganda. World Bank Policy Research Working Paper, (8913).
- Wang, X., Liu, D., & Zhang, P. (2024). Financial development, money demand, and currency internationalization: based on a multidimensional globalization perspective. Finance Research Letters, 67, 105830.
- World Bank. (2021). World development indicators.
- World bank. (2016). Global Financial Development Reports.
- Zavareian Kachumthaghali, M., Hejbar Kayani, K., & Memaranjad, A. (2019). The effect of electronic payment tools on money demand in developing countries (case study of Iran). Financial Economics, 14(50), 191-210 (In Persian).
- Zehra, I., Kashif, M., & Chhapra, I. U. (2021). Exchange rate effect on money demand in Pakistan. International Journal of Emerging Markets, 16(8), 1866-1891.
|
